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New know-how has modified the best way many individuals get round. Ridesharing has change into an extremely widespread transportation choice, and that’s very true in massive cities the place Uber and Lyft drivers are straightforward to seek out. With simply your smartphone and some faucets of your finger, you will get a trip to the airport, dinner with buddies or anyplace else you need to go.
Unsurprisingly, a number of bank card issuers now supply cardholder perks like bonus rewards, ridesharing credit and limited-time promotions, which will be particularly useful to frequent rideshare customers. Take a look at one of the best playing cards for Uber and Lyft. ?
Evaluating one of the best playing cards for rideshare
With widespread rideshare providers like Lyft and Uber, uncover which bank cards supply probably the most options and perks for an enhanced ridesharing expertise.
Finest playing cards for Uber
| Card identify | Annual charge | APR (variable) | Rideshare rewards and perks | Extra rewards | Bankrate rating |
|---|---|---|---|---|---|
| The Platinum Card® from American Specific | $695 | See Pay Over Time APR | As much as $200 in annual Uber Money |
|
4.8 / 5 |
| American Specific® Gold Card | $250 | See Pay Over Time APR | As much as $120 in Uber Money yearly |
|
5.0 / 5 |
| Capital One SavorOne Money Rewards Credit score Card | $0 | 19.99% – 29.99% (Variable) | 10 % money again on Uber purchases plus Uber One month-to-month membership assertion credit by way of Nov. 14, 2024 |
|
5.0 / 5 |
| Capital One Savor Money Rewards Credit score Card* | $95 | 19.99% – 29.99% Variable | 10 % money again on Uber purchases plus Uber One month-to-month membership assertion credit by way of Nov. 14, 2024 |
|
4.5 / 5 |
|
Apple Card* - Advertisement -
|
$0 | 19.24% to 29.49% Variable | 3 % money again on Uber purchases made with the Apple Card by way of Apple Pay |
|
3.5 / 5 |
Finest playing cards for Lyft
| Card identify | Annual charge | APR(variable) | Rideshare rewards and perk | Extra rewards | Bankrate rating |
|---|---|---|---|---|---|
| Chase Sapphire Reserve® | $550 | 22.49% – 29.49% Variable | 10X factors on Lyft rides by way of March 31, 2025 plus get a complimentary two yr Lyft Pink All Entry membership together with member-exclusive pricing and benefits – activate by Dec. 31, 2024 |
|
5.0 / 5 |
| Chase Sapphire Most popular® Card | $95 | 21.49% – 28.49% Variable | 5X factors on Lyft rides by way of March 31, 2025 |
|
4.8/ 5 |
| Chase Freedom Limitless®* | $0 | 20.49% – 29.24% Variable | 5 % money again on Lyft rides by way of March 31, 2025 |
|
5.0 / 5 |
| Financial institution of America® Personalized Money Rewards bank card | $0 | 18.24% – 28.24% Variable APR on purchases and stability transfers | Bonus journey class consists of rideshares like Uber and Lyft |
|
4.3 / 5 |
| Blue Money Most popular® Card from American Specific | $0 intro annual charge for the primary yr, then $95. | 19.24% – 29.99% Variable | Bonus transit class consists of rideshares like Uber and Lyft |
|
4.4 / 5 |
High playing cards for rideshare
A handful of rewards bank cards supply particular advantages for Uber, Lyft or each. Discover out that are the highest playing cards for Uber and Lyft beneath.
Finest bank cards for Uber
These playing cards supply unique advantages, such asbonus rewards on Uber rides and Uber Eats or assertion credit for Uber. Some even supply journey insurance coverage for added peace of thoughts whilst you’re on the go.
Finest bank cards for Lyft
With these prime playing cards, you possibly can take pleasure in unique advantages, equivalent to cashback rewards, trip reductions and complimentary subscriptions in your Lyft purchases. A few of these playing cards even supply rewards for each Lyft and Uber.
How to decide on the fitting bank card for ridesharing
In case you’re struggling to resolve which rewards bank card may provide help to maximize ridesharing to the hilt, ask your self the next questions:
What sort of rewards do you need to earn?
Some playing cards allow you to earn money again or credit for ridesharing, however others supply versatile factors you possibly can redeem in a couple of means. Be sure to examine rewards applications so that you wind up with the kind of rewards that may profit you probably the most.
Is the annual charge price it?
A number of of the highest playing cards for Uber or Lyft include dear annual charges, however these charges will be nicely price it in the event you journey typically and may make the most of advantages like annual journey credit, airport lounge entry and credit for World Entry or TSA PreCheck. In case you don’t need to pay an annual charge, select a card for ridesharing that gives superior rewards for Uber or Lyft purchases with out the additional journey perks.
Uber, Lyft or each?
A number of the journey playing cards featured above solely supply distinctive rewards or credit for Uber or Lyft, however not each. In case you solely use one in every of these providers, this could slim down your choices. In any other case, it’s possible you’ll need to think about a card that earns rewards on common transit purchases, together with rideshare providers.
What’s your card pairing technique?
Lastly, don’t neglect to think about pairing playing cards that provide help to attain totally different aims. You may choose up bank cards for Uber and Lyft with a purpose to make the most of ridesharing advantages, however use a distinct card that permits you to earn a better price of rewards for your whole common purchases.
Incessantly requested questions
The underside line
In case you rideshare typically, it is sensible to earn rewards on the price of your rides. Whether or not you’re loyal to Uber or Lyft or just go together with whichever service has higher availability on the time, there’s a card that may reward you for each trip you are taking.
You’ll even have the chance to earn rewards on different spending with one in every of these playing cards, whether or not that’s eating, different journey bills and even groceries, so it’s necessary to select the fitting card in your spending habits and way of life. Relying on how a lot you’re prepared to pay for a card with rideshare rewards, you possibly can take pleasure in fairly a couple of different journey and leisure perks alongside the best way.
For extra journey ideas & tips, try Bankrate’s journey toolkit.
*The details about the Capital One Savor Money Rewards Credit score Card, Apple Card and Chase Freedom Limitless® has been collected independently by Bankrate. The cardboard particulars haven’t been reviewed or permitted by the issuer.
