Key takeaways
- Capital One’s journey portal presents a handy option to guide flights, resorts and vehicles together with your card and/or Capital One miles.
- The portal options value prediction expertise, value alerts and a finest value match assure to assist customers get monetary savings on their bookings.
- Whereas simple to make use of, cardholders seemingly get extra worth from their Capital One miles by transferring them to journey loyalty program companions.
Since launching in fall 2021, Capital One’s journey portal, aptly named Capital One Journey, has continued to innovate in constructing instruments to assist guide and plan your subsequent journey. The portal supplies a seamless option to guide journeys, resorts and vehicles together with your card and/or your Capital One miles. With entry to unique lodge applications alongside journey pricing instruments powered by Hopper, a well known journey expertise firm, the portal generally is a nice asset when researching and reserving your journey wants.
This information will clarify extra concerning the portal, together with the right way to use all of the bells and whistles it presents, akin to value prediction, value watch, value drop protections and the flexibility to cancel bookings for any purpose. This information may even show you how to take advantage of your hard-earned rewards and cardholder advantages.
What’s Capital One Journey?
Capital One Journey is the journey rewards portal that permits Capital One cardholders to guide journey lodging with their bank card rewards (and money if wanted). The portal is much like choices supplied by American Specific and Chase, amongst different issuers, to assist cardholders extra simply guide their subsequent journey and redeem their rewards. These branded journey portals act as a journey search engine to assist cardholders redeem journey rewards and discover higher offers within the course of.
Entry the complete slate of advantages at Capital One Journey by signing into your Capital One account. When you resolve on the journey to guide, you’ll be able to select to pay for it utilizing an eligible bank card or, you probably have a financial institution of Capital One miles, you’ll be able to redeem them immediately on your reserving.
Who can use the Capital One Journey Portal?
Any Capital One rewards cardholder is eligible to make use of the journey portal for his or her wants, even when your card earns money again as a substitute of Capital One miles. Many different issuers reserve their journey portals solely for cardholders with a premium journey card.
If in case you have a number of of the next Capital One bank cards, you’re eligible to make use of the journey portal and earn elevated rewards on sure journey booked by way of it:
| Card | Rewards on journey booked by way of Capital One Journey |
|---|---|
| Capital One Spark Miles for Enterprise | 5X miles on resorts and rental vehicles |
| Capital One Spark Miles Choose for Enterprise* | 5X miles on resorts and rental vehicles |
| Capital One VentureOne Rewards Credit score Card | 5X miles on resorts and rental vehicles |
| Capital One Enterprise Rewards Credit score Card | 5X miles on resorts and rental vehicles |
| Capital One Enterprise X Rewards Credit score Card | 10X miles on resorts and rental vehicles; 5X miles on flights |
| Capital One Quicksilver Money Rewards Credit score Card | 5% money again on resorts and rental vehicles |
| Capital One QuicksilverOne Money Rewards Credit score Card | 5% money again on resorts and rental vehicles |
| Capital One Savor Money Rewards Credit score Card* | 5% money again on resorts and rental vehicles |
| Capital One SavorOne Money Rewards Credit score Card | 5% money again on resorts and rental vehicles |
| Capital One SavorOne Scholar Money Rewards Credit score Card | 5% money again on resorts and rental vehicles |
| Capital One Quicksilver Secured Money Rewards Credit score Card | 5% money again on resorts and rental vehicles |
| Capital One Spark Money Plus | 5% money again on resorts and rental vehicles |
| Capital One Spark Money Choose for Glorious Credit score | 5% money again on resorts and rental vehicles |
| Capital One Spark Money Choose for Good Credit score | 5% money again on resorts and rental vehicles |
Further Capital One playing cards, such because the Capital One Quicksilver Scholar Rewards Credit score Card, give cardholders entry to the portal, however don’t provide elevated rewards on bookings.
Advantages of utilizing Capital One Journey
Capital One has partnered with journey expertise firm Hopper to energy the portal. Collectively, they’ve added options that will help you guide your journey with confidence and supply further context to your searches. Listed below are a number of the key advantages and choices together with throughout the journey portal:
Value prediction expertise
When trying to find flights in Capital One Journey, the device will show you how to pay the absolute best value by alerting you if the worth obtainable is prone to drop or enhance. If they don’t suggest buying at that second, they provide a simple option to be alerted when the worth does drop. With billions of flight value knowledge factors captured day by day, the issuer claims that this expertise can predict flight costs with 95 p.c accuracy.
You should utilize the journey portal’s reserving function to put a reservation for a flight instantly or await a greater value. The value prediction device will suggest the very best time to guide your flight, which might show you how to save as much as 15 p.c in your flight.
This function will seem as a useful info field when obtainable for a given flight search. Within the instance under, when in search of a flight between New York and London in April 2024, it recommends ready until nearer to the journey date to guide that ticket.
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Value alerts on flights
Possibly you aren’t fairly able to guide but, however wish to begin gathering data. Capital One lets you monitor flights and might notify you by way of electronic mail when there’s a value change. These alerts may also help you resolve when to guide your ticket.
For a seek for a December journey to Cape City, South Africa the portal shared that you can save $187 per ticket by ready and watching this journey for a value alert replace.
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Value drop prediction
As soon as you purchase a ticket by way of the portal after utilizing the worth prediction device, Capital One will proceed to watch ticket costs for the subsequent 10 days. If the ticket value drops under what you paid in that point span, Capital One will offer you as much as $50 in journey credit score to cowl the distinction.
Greatest value match assure
Capital One will refund the distinction for the worth of a flight, lodge or rental automotive as journey credit score should you discover a higher value on one other web site inside 24 hours of reserving with Capital One Journey. Submit a value match declare by contacting Capital One Journey by way of the assistance heart or by calling them at 844-422-6922. Bear in mind, the refund will come within the type of journey credit to make use of for future Capital One Journey bookings.
Value freeze
In the event you aren’t fairly able to guide your flight, you’ll be able to pay a small payment to “freeze” the flight value till you’re prepared to verify the reserving. Capital One will maintain that value for you till the expiration date of your frozen value. Search for the expiration date earlier than you full your buy.
For instance, you can freeze the worth on a ticket from Miami, Florida to Lima, Peru for $9 or 900 miles per individual. Remember to assessment the phrases and timeline on your value freeze on the portal earlier than freezing a value.
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Cancel for any purpose protection
This function can present some flexibility to your journey bookings as wanted. For a payment, this feature lets you cancel your flight — with no penalties — as much as a set time inside 24 hours previous to your scheduled departure. Relying on the phrases of your reserving, you should have the choice to obtain a refund starting from 70 p.c to 100% of your flight’s prices.
The best way to guide with Capital One Journey
Right here’s the right way to guide flights, resorts and automotive leases by way of the journey portal:
Ebook flights within the Capital One journey portal
To guide a flight from the portal, choose the Flights choice from the portal homepage. From there, you’ll be able to enter the cities you want to journey between and fill out all the required info.
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As you go to pick your journey date(s), the portal will present a useful color-coded information alerting you of the worth variances by day. In the event you’ve acquired some flexibility, you’ll be able to select from totally different pricing classes to get decrease fares:
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You can even filter your outcomes by airline, value, variety of stops, time, flight quantity and different preferences.
When you arrive at a ticket you’d wish to guide, you’ll be able to observe the prompts to decide on the fare choices you need. Proper earlier than testing, you’ll see the choice to freeze your fare till you’re able to guide, which you’ll pay for in miles or money. In the event you don’t wish to freeze your fare, you’ll be able to proceed to the checkout the place you’ll select your seat and the way you wish to pay.
Ebook resorts within the Capital One Journey portal
The method of reserving lodge lodging is much like reserving airfare; merely seek for resorts by location and date. From there, you’ll be able to filter properties for particular facilities, akin to parking or breakfast. The search outcomes web page will present you a map with lodge places, value per evening and the whole value. The portal additionally supplies the TripAdvisor ranking of that exact property as effectively.
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Ebook automotive leases within the Capital One Journey portal
You can even guide a rental automotive by way of the Capital One portal. When you’ve entered your required pickup and dropoff places, you’ll be able to undergo the choices to slender them down primarily based on the rental firm, value or your particular wants.
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Must you guide journey by way of Capital One Journey?
Whether or not you must guide journey by way of the Capital One Journey portal will depend on your objectives and wishes, however there are some frequent professionals and cons.
Execs of reserving with Capital One Journey
- Value freeze. The value freeze function is an reasonably priced option to maintain on to a possible reserving whereas contemplating your choices. This may be a good way to save lots of money and time when planning your subsequent journey.
- Further bonus factors. Reserving by way of the Capital One journey portal with an eligible card can present further bonus Capital One miles, serving to you accrue extra factors to redeem in direction of future journey.
- Value match assure. With the worth match assure, you’ll be able to really feel assured figuring out that if the worth drops, you’ll be able to obtain credit to cowl the worth distinction.
Cons of reserving with Capital One Journey
- Not all flights featured. Capital One Journey might not have entry to all potential flights. For instance, Southwest flights won’t be viewable within the portal, so you could must assessment different websites along with the portal to search out the very best flight on your wants.
- Restricted advantages with loyalty applications. Motels often require you to guide immediately with them to take pleasure in elite perks. Consequently, reserving by way of the portal might make you ineligible for sure perks if you’re a member of a lodge or rental automotive loyalty program. Remember to test their guidelines earlier than finishing your reserving.
- Could not earn loyalty rewards. Often resorts, and typically airways, received’t award loyalty factors for bookings made by way of third-party journey portals.
- Lack of journey packages. The journey portal at the moment doesn’t enable cardholders to guide journey packages, although you’ll be able to group several types of journey lodging in a single itinerary and pay for them on the identical time.
The portal generally is a useful part of your journey reserving course of. However even when Capital One Journey turns into your go-to for reserving journey, don’t neglect to test different reserving choices to ensure you’re getting the very best deal.
Different choices for redeeming your Capital One Miles
Along with the journey portal, Capital One presents cardholders further methods to redeem their miles. Further choices embrace:
Switch miles to journey companions
It may be advantageous to switch your miles to one in every of Capital One’s switch companions. This selection might get monetary savings in case your miles decide up extra worth upon switch. In truth, Capital One miles are value simply 1 cent every when redeemed by way of the portal or for assertion credit score to cowl a journey buy; nevertheless, they’re value a median of 1.7 every when transferred to a high-value journey companion, in accordance with Bankrate’s newest valuations.
Most companions enable transfers at a 1:1 ratio, however Capital One typically runs promotions in which you’ll switch miles and obtain a bonus with the switch companion. For example, on the time of publishing, cardholders might obtain 1,300 Virgin Factors for each 1,000 Capital One Miles transferred.
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To finish a switch, you will want to hyperlink your loyalty program account to your Capital One account. After getting your member quantity, you’ll be able to plug it into the miles switch display, and Capital One will transfer your miles to the loyalty program of your alternative. The switch course of could also be instant or might take a number of hours. When the miles seem in your loyalty membership account, you’ll be able to then guide your journey immediately by way of the journey model the place you transferred your factors.
Cowl previous journey purchases
You should utilize your Capital One miles to cowl journey purchases as much as 90 days previous. Though there’s no assure precisely how your journey purchases will likely be coded, typically, Capital One miles will cowl travel-related bills akin to airfare, lodge stays, practice tickets, automotive leases, limousine providers, bus tickets, cruises, taxis, journey brokers and timeshares.
The underside line
The Capital One Journey portal could be a good way to guide your subsequent journey. With its value prediction expertise, value freezes and different instruments designed to make journey planning a breeze, it’s a helpful profit accessible to Capital One rewards cardholders. Simply don’t neglect to test different journey portals when planning your journey in case there’s nonetheless a greater deal on the market.
*The details about the Capital One Spark Miles Choose for Enterprise and the Capital One Savor Money Rewards Credit score Card has been collected independently by Bankrate. Card particulars haven’t been reviewed or accepted by the cardboard issuer.
