Key takeaways
- The Capital One Enterprise X Rewards Credit score Card grants approved customers a formidable variety of advantages, together with airport lounge entry, rewards on eligible spending, return safety and no international transaction charges.
- Capital One Enterprise X cardholders can add as much as 4 approved customers to this card at no further value.
- Including a licensed person can help you share your card with household or family members, however ensure that any added customers use the cardboard responsibly.
Including a licensed person to your bank card can include an a variety of benefits. As a cardholder, it lets you simply share your card with household or family members, and doing so may also help enhance their credit score scores. Plus, it will possibly assist set up credit score historical past for the approved person and permit everybody’s spending to contribute towards rewards.
The Capital One Enterprise X Rewards Credit score Card grants approved customers a formidable variety of advantages, making it a horny alternative for a card with a number of customers. Plus, you’ll be able to add as much as 4 approved customers to this card at no further value.
Learn on to study extra about Capital One Enterprise X approved person advantages, in addition to precautions to take when including a licensed person to this card.
What does the Capital One Enterprise X Rewards Credit score Card provide?
- Rewards price: 10X miles on accommodations and rental automobiles booked by means of Capital One Journey; 5X miles on flights booked by means of Capital One Journey; 2X miles on all different purchases
- Welcome provide: 75,000 miles after spending $4,000 on purchases throughout the first 3 months of account opening
- Annual price: $395
Along with these rewards, the Enterprise X card gives enticing advantages for vacationers. This card offers as much as $300 in assertion credit per 12 months for purchases made by means of Capital One Journey, plus entry to Capital One Lounges and over 1,300 Precedence Move Choose lounges.
Moreover, cardholders obtain as much as $100 in utility credit to cowl World Entry or TSA PreCheck membership each 4 years. Plus, you’ll get 10,000 bonus miles every year in your account anniversary. There’s no restrict on what number of rewards you’ll be able to earn and they’ll by no means expire.
Which advantages are prolonged to approved customers?
Airport lounge entry is a significant advantage of the Enterprise X, and it’s a perk that’s not at all times prolonged to approved customers. Approved customers may have entry to each the Capital One Lounges and Precedence Move lounges, and so they can deliver two company alongside on the visits.
Different Enterprise X advantages, and whether or not approved customers qualify for these advantages, embrace:
| Rewards | Sure, all miles earned are pooled into the first cardholder’s account. |
| Welcome bonus | No, solely the first cardholder can earn a welcome bonus, however approved person spending contributes towards the minimal spending requirement |
| Entry to Capital One Lounges and 1,300+ Precedence Move Choose lounges | Sure, approved customers can take pleasure in entry to Capital One Lounges and Precedence Move lounges. |
| As much as $100 in credit to cowl World Entry or TSA PreCheck utility charges (each 4 years) | No, this credit score is simply prolonged to the cardholder. |
| $300 annual assertion credit score for purchases made by means of Capital One Journey | No, solely main cardholders obtain the credit score, however approved person purchases can rely towards it. |
| 10,000 bonus miles each account anniversary | No, solely the first cardholder can redeem the annual bonus. |
| Return safety | Sure, approved customers are provided the identical buy safety as main cardholders. |
| No international transaction charges | Sure, main cardholders and approved customers take pleasure in no international transaction charges. |
| Complimentary Hertz President’s Circle® standing* | Sure, each main cardholders and approved customers obtain complimentary Hertz President’s Circle® standing, which gives assured upgrades, the flexibility to skip strains in sure areas and a wider number of automobiles. |
How a lot does it value so as to add a licensed person to the Capital One Enterprise X?
You possibly can add as much as 4 approved customers at no further cost. This can be a aggressive provide contemplating that many playing cards cost charges so as to add approved customers. For instance, The Platinum Card® from American Specific costs $195 so as to add further customers.
Find out how to add a licensed person to the Capital One Enterprise X
It’s simple so as to add a licensed person to your bank card as soon as your account has been authorised. You are able to do this by means of your on-line account or by calling the quantity on the again of your card. Major cardholders and account managers can add approved customers to a card.
Is including a licensed person to the Capital One Enterprise X a good suggestion?
Including a licensed person may be precious to each the cardholder and the approved person. It may be an effective way for households to earn rewards collectively, particularly contemplating approved customers should not topic to the identical credit score rating necessities as cardholders. Moreover, turning into a licensed person may also help youngsters or younger adults set up credit score historical past, which could be a stepping stone towards opening their first bank card.
Nevertheless, there are particular precautions to concentrate on. Capital One stories credit score historical past to the credit score bureaus, together with the exercise of the approved person. If the approved person doesn’t use the cardboard responsibly, it may negatively influence the cardholder’s credit score.
Moreover, a number of folks on the cardboard may result in miscommunication about who’s presupposed to pay the steadiness or how a lot every cardholder can spend. On the finish of the day, adverse actions will influence the cardholder’s credit score rating.
The underside line
The Capital One Enterprise X bank card gives advantages to approved customers which might be onerous for different prime journey playing cards to compete with. As a cardholder, you’ll be capable of rack up extra miles for each greenback approved customers spend. Plus, the flexibility so as to add as much as 4 approved customers at no further value, to not point out approved customers’ capability to take pleasure in airport lounge entry, makes this bank card significantly enticing for households or teams.
*Upon enrollment, accessible by means of the Capital One web site or cell app, eligible cardholders will stay at upgraded standing degree by means of Dec. 31, 2024. Please be aware, enrolling by means of the conventional Hertz Gold Plus Rewards enrollment course of (e.g. at Hertz.com) won’t robotically detect a cardholder as being eligible for this system and cardholders won’t be robotically upgraded to the relevant standing tier. Further phrases apply.
For Capital One merchandise listed on this web page, a number of the above advantages are supplied by Visa® or Mastercard® and should range by product. See the respective Information to Advantages for particulars, as phrases and exclusions apply.
