Citi is an promoting companion.
Key takeaways
- Citi ThankYou Rewards gives versatile redemption choices, together with transfers to airline and resort companions.
- Factors transfers sometimes supply extra worth than different redemption choices, with a ratio of 1,000:1,000.
- It could be helpful to pair a number of Citi bank cards, corresponding to a no-annual-fee card and a premium card, to earn and switch extra factors.
The Citi ThankYou Rewards program is thought for its versatile redemption choices. You may redeem Citi ThankYou factors for the standard choices like money again, present playing cards or merchandise, plus essentially the most profitable redemption possibility: transferring factors to Citi ThankYou Rewards companions.
Like different versatile rewards packages, Citi ThankYou Rewards has various airline and resort switch companions; it even has one retail switch companion. If you wish to profit from this rewards program, maintain studying to be taught extra about incomes ThankYou factors, why factors transfers are the most effective redemption possibility and all of Citi’s many switch companions.
The best way to earn Citi ThankYou factors
As a result of the Citi ThankYou Rewards program is a bank card loyalty program, you’ll be able to earn factors through the use of the appropriate bank card to pay to your purchases. Citi bank cards that allow you to rack up ThankYou factors every have a novel incomes construction that will or could not work to your wants. Some additionally supply a welcome bonus you’ll be able to earn after assembly time-sensitive spending necessities, permitting you to earn much more factors.
Greatest bank cards for incomes Citi ThankYou factors
The very best Citi bank cards for incomes rewards on this program are:
| Playing cards | Welcome supply | Rewards fee | Advantages and perks | Annual charge |
|---|---|---|---|---|
| Citi Status® Card* | N/A |
|
$495 | |
| Citi Rewards+® Card | 20,000 bonus factors whenever you spend $1,500 inside 3 months of account opening |
|
|
$0 |
| Citi Customized Money® Card | 20,000 bonus factors whenever you spend $1,500 inside 6 months of account opening |
|
|
$0 |
| Citi Double Money® Card | Earn $200 money again after you spend $1,500 on purchases within the first 6 months of account opening. This bonus supply shall be fulfilled as 20,000 ThankYou® Factors, which could be redeemed for $200 money again. |
|
|
$0 |
*The Citi Status Card is not taking new candidates as of July 2021, though present cardholders can nonetheless use the cardboard. These within the Citi Status can take a look at the Citi Strata Premier℠ Card as an alternative.
Citi ThankYou switch companions
If you wish to profit from Citi switch companions, take note you’ll must create a free loyalty account with any airline, resort or retail packages you propose to switch factors to. You are able to do this by heading to the specified program web site, discovering the sign-up web page and getting into primary private data to create your account.
Citi ThankYou airline switch companions
Every of the next Citi journey companions enables you to switch Citi ThankYou factors at a 1,000:1,000 ratio (until in any other case specified):
- Air France/KLM Flying Blue
- Aeromexico Rewards
- Avianca LifeMiles
- Cathay Pacific
- Emirates Skywards
- Etihad Visitor
- EVA Air Infinity MileageLands
- JetBlue TrueBlue (1,000:1,000 for the Citi Status and Citi Strata Premier; 1,000:800 for the Citi ThankYou® Most popular Card*, Citi Rewards+ Card, Sears Mastercard®* and Citi Double Money Card)
- Qantas Frequent Flyer
- Qatar Airways Privilege Membership
- Singapore Airways KrisFlyer
- Thai Airways Royal Orchid Plus
- Turkish Airways Miles&Smiles
- Virgin Atlantic Flying Membership
As for the most effective Citi ThankYou switch companions, it actually is dependent upon the place you reside and the place you propose to fly essentially the most. Whereas any factors switch to an airline companion could be profitable, the next airways supply a few of the greatest offers:
Air France/KLM Flying Blue
Whereas this program doesn’t supply an award chart, you’ll be able to regularly fly round-trip to Europe from the USA for as little as 20,000 miles. Award seats additionally are typically plentiful whenever you e-book early, which is a significant profit for giant households.
JetBlue TrueBlue
There’s no award chart with the JetBlue TrueBlue program, however you’ll be able to regularly discover round-trip home flights for 20,000 factors or much less. Spherical-trip worldwide flights to Central America or the Caribbean are typically inexpensive in factors, and a few flights could also be as low-cost as home itineraries.
Emirates Skywards
Emirates Skywards boasts one of the vital luxurious journey experiences within the skies and gives vital worth. First-class awards are typically on the dear aspect, however journey fanatics love to make use of Emirates Skywards miles to e-book premium flights with companions like Japan Airways.
Citi ThankYou resort switch companions
Citi has 4 resort switch companions, all of which embrace totally different factors switch ratios:
ALL – Accor Reside Limitless
Selection Resorts has over 40 resort manufacturers, together with Raffles, Fairmont, Sofitel, and Novotel. ALL Reward factors could be redeemed towards distinctive experiences, charitable donations and merchandise. Switch ratios from Citi ThankYou factors to ALL Reward factors are:
Selection Privileges
Selection Resorts has 22 resort manufacturers — together with Consolation Resorts, Nation Inn & Suites, Radisson Blu and the Ascend Resort Assortment — so that you’ll have loads of choices to select from. Switch ratios from Citi ThankYou factors to Selection Privileges factors are:
- 1,000:2,000 for Citi Status and Citi Strata Premier
- 1,000:1,500 for Citi ThankYou Most popular Card, Citi Rewards+ Card, Sears Mastercard and Citi Double Money Card
Leaders Membership
Leaders Membership, the loyalty program for The Main Resorts of the World, permits Citi cardmembers to redeem factors at over 400 resorts in over 80 locations. Switch ratios from Citi ThankYou factors to Leaders Membership Factors are:
Wyndham Rewards
Wyndham Rewards members can redeem factors at any eligible Wyndham Resorts & Resorts model, together with La Quinta, Days Inn, Wyndham Grand and Tremendous 8. Switch ratios from Citi ThankYou factors to Wyndham Rewards factors are:
- 1,000:1,200 for Citi Status and Citi Strata Premier
- 1,000:960 for Citi ThankYou Most popular Card, Citi Rewards+ Card, Sears Mastercard and Citi Double Money Card
Citi ThankYou retail switch companions
Sears Store Your Method program
The Citi ThankYou Rewards program has one non-travel switch companion you’ll be able to switch factors to — the Sears Store Your Method program. With this rewards program, you’ll be able to earn Store Your Method factors on qualifying purchases, redeem factors for present playing cards and even switch Citi ThankYou factors to Store Your Method factors. 1X Citi ThankYou level is price 10X Store Your Method factors.
The best way to switch Citi ThankYou factors
You’ll sometimes obtain extra worth out of your factors if you happen to switch them to one among Citi’s frequent flyer companions. In spite of everything, most Citi redemption choices — like money again and present playing cards — include a valuation of simply 1 cent per level, whereas Citi ThankYou factors are price roughly as much as 1.0 cents every for journey, in keeping with current valuations from Bankrate.
Notice that not all Citi bank cards allow you to switch factors to Citi companions on their very own. For instance, the Citi Rewards+ Card and the Citi Customized Money earn primary ThankYou factors that don’t switch to Citi companions. For the Citi Double Money, you’ll be able to convert your money again to the identical primary ThankYou factors. Nonetheless, you’ll be able to mix any of those playing cards with a premier journey bank card — just like the Citi Strata Premier℠ Card — to switch your rewards to airways.
To redeem your Citi ThankYou factors on-line, observe these steps:
- Head to the Citi ThankYou web site and log in to your account. From there, you’ll be able to select to switch factors to Citi companions.
- To take action, click on “Extra methods to redeem,” adopted by “Factors switch.”
- Determine the place you wish to switch your factors, corresponding to to an airline or resort loyalty program. Consider you’ll must enter your airline or resort loyalty program data for the switch to happen.
- Enter the variety of factors you wish to switch.
- Learn and conform to the phrases and circumstances.
- Affirm the switch request.
Notice that not all Citi transfers are computerized and a few can take as much as one week to finish. Moreover, if you happen to’d slightly switch your factors over the telephone, you’ll be able to name the ThankYou Service Middle at 1-800-THANKYOU (1-800-842-6596).
The best way to redeem Citi ThankYou factors in different methods
The Citi ThankYou Rewards program has extra redemption choices than many individuals understand. Exterior of switch companions, you’ll be able to redeem your factors for:
- Assertion credit
- Direct deposits
- Checks
- Present playing cards
- Merchandise
- Charitable contributions
- Journey by way of the Citi portal
- Procuring on Amazon.com, Greatest Purchase, PayPal, Walmart and extra
To redeem your factors in any of the above methods, merely log in to your account and select which redemption technique you’re fascinated with from the toolbar.
The underside line
If you happen to’re seeking to get essentially the most worth out of your ThankYou factors, transferring them to a Citi companion — particularly an airline companion — is the most effective plan of action. With that in thoughts, you could wish to contemplate pairing two or extra Citi bank cards, corresponding to a no-annual-fee Citi card and a premium Citi card, if you wish to maximize your earnings and switch factors to airways or different companions.
*The details about the Citi Status® Card, Citi ThankYou® Most popular Card and Sears Mastercard® has been collected independently by Bankrate. The cardboard particulars haven’t been reviewed or accepted by the issuer.
