How To Transfer Chase Points

Chase Final Rewards is without doubt one of the greatest journey rewards choices available on the market — and for good cause. With the appropriate Chase card, the factors you redeem for journey are price at the least 1.25 cents when redeemed by way of the Chase Final Rewards portal. These choose playing cards additionally allow you to switch your factors to considered one of Chase’s airline or lodge switch companions. Based mostly on Bankrate’s newest factors and miles valuations, Chase Final Rewards factors are price 2.0 cents on common when transferred to a high-value switch companion.

On high of transferring to journey companions, it’s additionally doable to switch factors between some Chase playing cards. It is a worthwhile characteristic that permits you to transfer Chase factors from a card that doesn’t supply Final Rewards factors to considered one of Chase’s premier Final Rewards playing cards, providing you with an opportunity to pool factors onto one card for higher worth. Not solely can this profit your individual Chase factors account, however this feature extends to anybody in your family who can also be an eligible Chase cardholder.

Transferring Chase factors is a reasonably easy course of. Right here’s what you must learn about Chase playing cards that allow you to transfer your factors, the right way to make a switch and when it’s a good suggestion to switch your Chase factors.

The way to switch Chase factors

There are just a few choices for transferring Chase factors. By transferring them to a different Chase account, family member’s account or a journey companion, you may maximize the worth of the rewards factors and maybe open up extra redemption potentialities.

To a different Chase account

If in case you have multiple Chase card, you may switch Chase factors between the playing cards and mix factors. To get began with this feature, open up the Final Rewards portal and search for the “Redeem Rewards” immediate.

As soon as contained in the portal, it’s best to see a bit titled “Earn/Use.” Choose this feature after which choose “Mix Factors.” Select the account you wish to transfer the factors from and the account the place you’re transferring to, then click on “Proceed.”

The following step is to decide on the variety of factors you’d prefer to switch between accounts. You’ll be able to switch all of your Chase factors directly or a particular quantity. When you’re able to make the switch, choose “Evaluation” on the backside.

If the knowledge is right after reviewing, click on “Affirm & Submit” to finish the switch course of. You must see a affirmation display on the subsequent web page. Your factors ought to now be seen because the switch takes place immediately.

To a different Chase cardholder

Maybe you wish to switch Chase factors to a different member of your family who additionally has a Chase bank card. In response to the Chase Final Rewards phrases and situations, the recipient have to be a family member who’s listed as a certified person in your Chase bank card. You’ll be able to switch factors in increments of 1,000 — just like transferring journey factors.

The primary time you switch factors to a different family member’s account, you’ll must name the Chase customer support quantity on the again of your card. You’ll focus on with an agent that you simply’d like to mix factors with one other member of your family and the agent will start the switch.

As soon as the agent has processed the request, the family member’s account ought to now be seen on-line to you within the Final Rewards portal. Now you may undergo the identical course of as outlined above and transfer factors between accounts.

To a journey companion

To switch Final Rewards factors to a Chase switch companion, you log in to your Final Rewards account and choose “Redeem Rewards.” From there, it’s best to be capable to choose the “Switch to Journey Companions” choice.

You’ll be able to switch Chase factors to any taking part journey companion, together with Southwest Airways, United or JetBlue. As soon as you discover the airline or lodge companion you wish to switch to, you click on “Switch Factors” to the switch companion of your selection.

Earlier than you full the switch, you must enter the loyalty quantity for this system you’re transferring to, such because the Southwest Speedy Rewards program quantity. When you enter, you click on “Proceed” for the subsequent steps.

Lastly, enter the variety of factors you’d prefer to switch to the companion (in increments of 1,000), hit “Proceed” yet one more time, then “Affirm & Submit.”

Choices for transferring

There are solely three Chase playing cards that earn Chase Final Rewards factors that may switch to an airline or lodge companion:

Chase additionally has different rewards playing cards, which earn like a money again bank card, the place every level redeemed is often price 1 cent every. These playing cards embrace:

With these playing cards, you may’t switch on to one of many Chase airline or lodge companions. However in case you have one of many three Final Rewards Chase playing cards, you may switch your factors to that card. Transferring your factors not solely offers you the added flexibility to maneuver your factors to an airline or lodge companion, however you can too redeem factors for journey by way of the Chase Final Rewards portal for a greater worth than the usual 1-cent-per-point worth.

Journey companions

Chase has over a dozen airline and lodge companions you may select from. A few of these companions really improve the worth of your factors while you switch them to a companion loyalty program.

Airline companions

• Aer Lingus (Avios)
• Air France/KLM Flying Blue
• Air Canada Aeroplan
• British Airways (Avios)
• Emirates Skywards®
• Iberia Airways (Avios)
• JetBlue TrueBlue
• Singapore Airways KrisFlyer
• Southwest Airways Speedy Rewards®
• United MileagePlus®
• Virgin Atlantic Flying Membership

Lodge companions

• IHG One Rewards
• Marriott Bonvoy®
• World of Hyatt®

Transferring factors to a journey companion is just not your solely choice although. Chase helps you to redeem factors in quite a lot of methods, together with:

• Money again
• Eating
• Present playing cards
• To be used with Amazon.com or PayPal
• Purchasing with the Chase purchasing portal
• Apple Final Rewards
• Pay Your self Again

The portal even reveals you the worth of your factors and what a number of the redemption choices, together with money again and reward playing cards, are price when you make that choice.

When to switch factors

There are conditions the place transferring could take advantage of sense for maximizing the worth of the factors.

When changing money again rewards to Final Rewards factors

Shifting your factors from a Chase card that solely earns nontransferable factors price a most of 1 cent to a premium card that earns Final Rewards factors is one of the simplest ways to maximise your rewards.

For instance, with the Chase Sapphire Reserve, factors are price 1.5 cents when redeemed for journey by way of the Chase Final Rewards portal whereas the Chase Sapphire Most well-liked card boosts the worth of your factors to 1.25 cents in the identical portal. For probably even higher worth, transferring your Final Rewards factors to the appropriate switch companion might enable you stretch your money again {dollars} even additional.

When boosting your factors for a particular redemption

It’s possible you’ll not have sufficient factors for a redemption by yourself, however while you switch to another person’s account inside your family, then your mixture of factors might be sufficient on your aim.

When canceling a Chase card

If in case you have multiple Chase card, then there could come a degree the place you must cancel one of many playing cards. Transferring the factors from one account to a different is a great manner to make sure you don’t lose any of the Chase factors you’ve gathered. You’ll be able to both switch to considered one of your different accounts or a member of your designated family.

Must you switch Chase factors?

It doesn’t matter what Chase card you might have, it’s best to take into account transferring your Chase factors, particularly if you’d like added flexibility and the possibility to redeem your rewards for max worth.

If in case you have considered one of Chase’s money again playing cards, you may get pleasure from incomes bonus rewards in on a regular basis areas like grocery, eating and drug shops. These factors can then be transferred to a Chase card that provides Final Rewards factors. The Chase Final Rewards program affords spectacular worth, letting you redeem your rewards by way of its journey portal for a price not typically seen with different journey rewards applications. It additionally offers you the chance to switch your factors to a unique loyalty program, which might give your factors much more worth.

The underside line

Chase Final Rewards factors stand out as a best choice for journey rewards as a result of their worth and adaptability. Whether or not you’re transferring factors between a number of Chase playing cards or profiting from the various journey companions out there, transferring your Chase factors can vastly improve their worth and supply extra alternatives for redemption. Don’t miss out on the chance to benefit from your Chase factors and take into account transferring them for the absolute best redemption choices.

*The details about the Chase Freedom Flex® has been collected independently by Bankrate. The cardboard particulars haven’t been reviewed or accepted by the cardboard issuer.