PNC Financial institution provides CDs with 11 commonplace phrases and some promotional phrases, giving prospects a whole lot of flexibility to satisfy their short- and long-term financial savings targets. Although PNC Financial institution provides tiered charges for greater balances, its yields may be beat by virtually any on-line financial institution.
PNC Financial institution earned 3.7 stars out of 5 for its CDs and an general ranking of 4.1 stars out of 5 in Bankrate’s evaluation.
PNC CD charges
Right here’s a more in-depth take a look at the fixed-rate CDs that PNC provides. Charges range by location. The charges listed under are for New York Metropolis. The $1-$999.99 tier is just for renewal.
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1-month CD
| Account |
Time period |
APY |
Stability required to earn curiosity |
| Fastened Price CD |
1 month |
0.01% |
$1-$999.99 |
| Fastened price CD |
1 month |
0.02% |
$1,000-$24,999.99 |
| Fastened price CD |
1 month |
0.03% |
$25,000 and extra |
3-month CDs
| Account |
Time period |
APY |
Stability required to earn curiosity |
| Fastened Price CD |
3 months |
0.01% |
$1-$999.99 |
| Fastened Price CD |
3 months |
0.02% |
$1,000-$24,999.99 |
| Fastened Price CD |
3 months |
0.03% |
$25,000 and extra |
6-month CDs
| Account |
Time period |
APY |
Stability required to earn curiosity |
| Fastened Price CD |
6 months |
0.01% |
$1.00-$999.99 |
| Fastened Price CD |
6 months |
0.02% |
$1,000-$24,999.99 |
| Fastened Price CD |
6 months |
0.03% |
$25,000 and extra |
1-year CDs
| Account |
Time period |
APY |
Stability required to earn curiosity |
| Fastened Price CD |
1 12 months |
0.01% |
$1-$999.99 |
| Fastened Price CD |
1 12 months |
0.02% |
$1,000-$24,999.99 |
| Fastened Price CD |
1 12 months |
0.03% |
$25,000 and extra |
18-month CDs
| Account |
Time period |
APY |
Stability required to earn curiosity |
| Fastened Price CD |
18 months |
0.01% |
$1-$999.99 |
| Fastened Price CD |
18 months |
0.02% |
$1,000-$24,999.99 |
| Fastened Price CD |
18 months |
0.03% |
$25,000 and extra |
2-year CDs
| Account |
Time period |
APY |
Stability required to earn curiosity |
| Fastened Price CD |
2 years |
0.01% |
$1-$999.99 |
| Fastened Price CD |
2 years |
0.02% |
$1,000-$24,999.99 |
| Fastened Price CD |
2 years |
0.03% |
$25,000 and extra |
3-year CDs
| Account |
Time period |
APY |
Stability required to earn curiosity |
| Fastened Price CD |
3 years |
0.01% |
$1-$999.99 |
| Fastened Price CD |
3 years |
0.02% |
$1,000-$24,999.99 |
| Fastened Price CD |
3 years |
0.03% |
$25,000 and extra |
4-year CDs
| Account |
Time period |
APY |
Stability required to earn curiosity |
| Fastened Price CD |
4 years |
0.01% |
$1-$999.99 |
| Fastened Price CD |
4 years |
0.02% |
$1,000-$24,999.99 |
| Fastened Price CD |
4 years |
0.03% |
$25,000 and extra |
5-year CDs
| Account |
Time period |
APY |
Stability required to earn curiosity |
| Fastened Price CD |
5 years |
0.01% |
$1-$999.99 |
| Fastened Price CD |
5 years |
0.02% |
$1,000-$24,999.99 |
| Fastened Price CD |
5 years |
0.03% |
$25,000 and extra |
7-year CDs
| Account |
Time period |
APY |
Stability required to earn curiosity |
| Fastened Price CD |
7 years |
0.01% |
$1-$999.99 |
| Fastened Price CD |
7 years |
0.02% |
$1,000-$24,999.99 |
| Fastened Price CD |
7 years |
0.03% |
$25,000 and extra |
10-year CDs
| Account |
Time period |
APY |
Stability required to earn curiosity |
| Fastened Price CD |
10 years |
0.01% |
$1-$999.99 |
| Fastened Price CD |
10 years |
0.02% |
$1,000-$24,999.99 |
| Fastened Price CD |
10 years |
0.03% |
$25,000 and extra |
Be aware: Annual proportion yields (APYs) proven are as of Jan. 19, 2024, and will range by area for some merchandise.
PNC additionally provides a number of promotional-rate CDs. The very best promotional price provided is 5.25 p.c APY on a four-month CD with a steadiness of at the very least $100,000.
How PNC’s CD charges examine with top-yielding banks
PNC provides a big number of CD phrases, however they pay low yields. Yow will discover greater charges at many on-line banks. For instance, Limelight Financial institution and Ally Financial institution provide a lot greater payouts on their one-year CDs.
Be sure you examine CD charges at a number of banks earlier than deciding the place to place your cash that can assist you lock within the highest returns and meet your monetary targets sooner. Minimal deposit necessities range from financial institution to financial institution, so evaluate the account settlement to keep away from any undesirable penalties or charges.
Different financial savings choices at PNC
PNC provides a Commonplace Financial savings account, Excessive Yield Financial savings account, Digital Pockets with commonplace and relationship charges, and cash market accounts.
